CONCILE MONDIALE DE CONGRES DIPLOMATIQUES DES AUMONIERS POUR LA PAIX UNIVERSELLE DES DROITS HUMAINS ET JURIDIQUES-CMOCDAPUNDHJ

 

Primary Mission: HUMAN RIGHTS

We believe we need to bring financial inclusion initiatives and  programs the Least Developed Countries which will help to improve the financing of projects and daily promotion of respecting  human rights for everyone.

 

The Mission: Financial Inclusion

The mission is to contribute to the provision of efficient and sustainable microfinance services to micro-entrepreneurs in least developed countries supporting microfinance institutions in improving their financial performance and outreach. Our group 's mission is to teach its members how to  '' leverage '' , our advisors have the resources and the results demonstrate the positive impact of microfinance services by:

• Creation and maintenance of a virtual platform for members to stay in touch, collaborate and exchange ideas and information ;

• Support self-regulation in the form which facilitates the informality, flexibility and innovation in the sector while promoting the growth of the order;

• Performance indicators and monitoring and design standards that are specific to the population while respecting international best practices;

• Promote increased transparency and improved social performance;

• Advocate vis-à-vis the public sector in the region for changes in the regulatory environment for microfinance and consensus around policies that work ;

• Links with others creating microfinance organizations to promote exchanges and networks, share information, access resources and participate in the global microfinance movement.

 

Statutory purpose: the association performs the following tasks; grant legal aid in legislation in Canada, in the United States of America and in Europe and around the world to those who need help; disseminates the ideas expressed in the population in the Universal Declaration of Human Rights and other international charters of this character; leads the activity for the organization of humanitarian and charitable actions; sharing information with individuals and organizations whom deserve special recognition for their acquired fight for the respect of human rights, through the use of media, printed editions and electronic systems (Internet); realizes the financial and advisory support, including support by staff, public institutions and individuals, deserving special recognition for their achievements in the fight for the respect of human rights, using statistics of various related facts to direct our actions for human rights and their impact on society; contributes to the development of relations between associations of the countries working in the field of the protection of human rights; sets up a financial support program for socially poorly protected population (invalids, orphans, single widowed seniors, etc) and promote global cooperation and development since they were first adopted in 2000 to promote and act in the programs' objectives.

 

Facts: More than 2.5 billion people globally do not use formal financial services to save or borrow money. This is most acute in the developing world where approximately 80 percent of poor people are excluded from the financial sector. Research indicates that access to financial products and services such as savings, bill payments, and credit that are tailored to the needs of lower income and unbanked people can make a positive impact in their lives, enabling them to participate in the economy. Governments, the development community and the private sector make billions of dollars in cash payments to the poor, including disbursements of salaries, payments to suppliers, pensions, social welfare stipends, cash-for-work programs, emergency relief payments and others. While cash is preferable to the distribution of food and other in-kind goods, these programs present a missed opportunity to expand financial inclusion and help people in poverty grow assets. Yet, even as they gain exposure and access to financial services, limited capability to understand options and terms of use of available products can further hinder their economic stability. Achieving proficiency in making short-term and long-term financial plans, attaining associated goals, understanding and selecting suitable financial products as well as implementing strategies for dealing with financial adversity are critical elements for establishing economic security over the course of their lives.

 

PROCESS OF IMPLEMENTATION: The Solution

 

While physical cash payments are more effective than distributing in-kind goods, there is a growing body of evidence that digitizing electronic payments can create lasting benefits for people, communities and economies, such as:

• Cost Savings: Electronic payments can decrease the direct and indirect costs associated with physical cash or distribution of in-kind goods.

• Transparency: Electronic payments can increase the immediate accountability and tracking of financial flows, resulting in less corruption and theft.

• Security: Electronic payments can result in safer and speedier delivery.

• Financial Inclusion: When implemented effectively, electronic payments programs have the potential to provide an on-ramp to financial services to the 2.5 billion people excluded from the formal financial sector.

• Access to New Markets: Electronic payments can open doors to fee-for-service business models in previously not-served and under-served areas by reducing transaction costs.

The ‘’Ask Cash Now International Plastic Cards Program’’ aims to be a catalyst in the development of the microfinance industry regionally and globally by working with microfinance practitioners, networks, private sector operators, policymakers and donors to build relationships and develop financial systems and innovative practices that work for microfinance institutions and their clients.

 

Market Profile:

 

Consumers who are in the following categories:

• All segments of consumers that have ‘’need’’ for plastic card benefits

• Who primarily transfer money to their native countries and the recepients of these funds 

• Who have low credit score and therefore cannot qualify for credit cards

• Who want to build their credit

• Students whom parents control their expenses through plastic cards

 

For the Millennium Development - elimination of extreme poverty remains a major challenge of our time and is one of the main concerns of the international community; the Millennium Development Goals are bound targets within specific time frames, classical rayleigh to measure progress in the fight against income poverty, disease, hunger, the lack of adequate housing and exclusion while promoting gender equality, health, education and respect for the environment these ambitious but achievable goals provide direction followed by the international community to reduce extreme poverty by 2015 and beyond 2015 as part of the UN's global development agenda.

 

End Poverty within the next decades: our team is committed and we support Dr. Jim Yong Kim's mission to end poverty.

 

Submitted by Jim Yong Kim on Thu, 02/26/2015 from the WORLD BANK website:

 

''When I came to the World Bank Group, our experts told me that an estimated 2.5 billion people didn’t have access to these kinds of financial services, including 80 percent of those living on less than $2 per day and close to 200 million small businesses. Those are astounding numbers, which speak to lost opportunities on a scale that is massive.

People who are “unbanked” struggle to save, plan for the future, start a business, or recover from unexpected losses. Small businesses without access to affordable financial services or credit can’t acquire capital to invest, grow, and create jobs.

Reducing the financial access deficit requires us to adopt new technologies and work in innovative ways, like building electronic payment systems instead of continuing to use paper money.

Electronic payments lower the cost and increase the security of money transfers, payments, and receipts. In Brazil, the World Bank helped Banco Central do Brasil develop a strategy to make it easier for people with low incomes and those living in rural areas to make payments. In 2013, Brazilians made over 24.7 billion electronic payments – more than China and India combined – and, today, Brazil has approximately 343,000 financial access points, including at least one in each of the country’s municipalities.

Banks and ATMs are often rare in rural parts of developing countries, hindering the financial access of people living in these areas. bKash, a mobile financial company in Bangladesh, has addressed this challenge by turning cell phones into devices that can send and receive money. By the end of 2013, only two years after bKash launched, it counted 11 million registered accounts in a country where 22 percent of the adult population uses mobile financial services. We estimate that bKash was the world’s fastest-growing mobile financial services company in 2013.

Governments can also drive financial access by distributing public benefits electronically. Doing so allows people to obtain social assistance more quickly, and cuts down on opportunities for graft. Electronic transfer systems also reduce the administrative expenses of benefit programs, allowing recipients to keep more of their payments.

 

Innovative steps will play a key role in unlocking financial access across the developing world. Financial access provides the building blocks people and businesses need to manage their economic well-being, and promotes savings, investment, job-creation, and growth. Financial access also empowers women by making it easier for them to build wealth and create small businesses.

Ensuring that all people have access to financial services will prove essential in meeting the World Bank Group’s goal of ending extreme poverty by 2030. That’s why we’ve partnered with Ajay Banga, the CEO of MasterCard, and the UN Secretary-General’s Special Advocate for Inclusive Finance for Development, Her Majesty Queen Máxima of The Netherlands, among others, to achieve the goal of universal financial access by 2020. The three of us hosted an event with private sector and government leaders at last month’s annual meeting of the World Economic Forum, and will meet again in April at the World Bank Group and IMF’s Spring Meetings in Washington. There, we will announce new steps in our effort to achieve universal financial access by 2020.

More than one in three people on earth now lacks access to basic bank accounts or any kind of credit. Our goal is to bring that number to zero in just five years. Doing so will be an incredible challenge, but the reward will set us on a path to end extreme poverty by 2030.''